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MUTUAL FUND KYA HAI OR MUTUAL FUND ME INVESTMENT KAISE KARE.

Ess article me hum janenge Mutual Fund kya hai.what is a Mutual Fund. agar aapko Esme Investment Karna hai to Aap Mutual Fund se Judi jaruri baate Jaan le.
MUTUAL FUND KYA HAI OR MUTUAL FUND ME INVESTMENT KAISE KARE.
MUTUAL FUND KYA HAI OR MUTUAL FUND ME INVESTMENT KAISE KARE.
Esi ke saath hum janenge kaise aap Mutual Fund me Invest kar sakte hain.basicaly Mutual Fund Compnies alag-alag logon se paisa collect karti hain jo log apne paise ko kisi safe jagah invest karna chahte hain.jinhe hum Niveshak kehte hain.niveshakon se paisa collect karne ke baad ye companies ess paise ko Share Market me Share me invest karti hain.jiske liye ye niveshakon se paisa charge karti hain.jo log Share Market ke baare me kuchh nahi jante ke Share Market kya hai or kaise esme investment kiya jata hai.enn sabke liye Mutual Fund bahut hi achha option hai.niveshak apne budget ke hisab se alag-alag Mutual Fund plan select kar sakte hain.or apne hisab se investment kar sakte hain.jis se unki investment lagbhag safe rehti hai.lekin yahan par ek or baat note karne wali hai ke aap jis bhi Mutual Fund Company me Investment kare uske baare me achhe se jaan le.or bahut hi carefully unke Terms & Conditions read kar le taaki baad me aapko koi problem na face karni pade.

How To Invest Mutual Fund

Aap Mutual Fund Schemes me 2 tariko se invest kar sakte hain.vo hain 1st Online or 2nd Offline.hum yahan dono tariko ke baare me janenge.

Online Investment
Online Investment me aap kisi Mutual Fund Website par visit kar khud hi Direct Invest kar sakte hain.agar aap Direct invest karte hain to app Mutual Fund Scheme ke Direct Plan me Investment kar sakte hain.eska sabse main profit aapko milta hai ke aapko esme kisi ko Commission nahi dena hota.na hi kisi Adviser ko or na hi kisi firm ko.esliye hi Long Term Investment me aapka return bahut jayada Increase ho jata hai.Online Invest karne me aapko ek hi problem face karni padti hai or vo hai ke aapko complete Research khud hi karni padti hai.aapko investment or plan se related knowledge khud hi collect karni hoti hai or samajhni hoti hai.

Offline Investment
Vaise to sab investment ka process online hi hota hai.lekin agar aap khud Research nahi karna chahte or na hi kisi website ke through aap khud apply karna chahte hain to aap offline se investment kar sakte hain.yaani ke aap kisi bhi mutual fund company ke office me direct jaker vahan kisi adviser se contact kar sakte hain.agar aap kisi company ke adviser ki help se investment karna chahte hain to aap koi bhi scheme ke Regular Plan me apna paisa invest kar sakte hain.eske liye aapko company ke office me apne kuchh jaruri Documents lekar jaane honge or aapka investment process complete ho jayega.
MUTUAL FUND KYA HAI OR MUTUAL FUND ME INVESTMENT KAISE KARE.
MUTUAL FUND KYA HAI OR MUTUAL FUND ME INVESTMENT KAISE KARE.

Mutual Fund Category

1. Equity Mutual Fund.
2. Debt Mutual Fund.
3. Hybrid Mutual Fund.
4. Solution Oriented Mutual Fund.

1. Equity Mutual Fund.
Ye plan niveshak ke paise ko Direct Share me invest karti hai.Short Term ki ye Scheme risky bhi ho sakti hai.lekin vahin Long Term me ye Scheme aapko jayada Return Earn karne me help milti hai.ess scheme me nivesh se aapka return ess baat par depend karta hai ke share ka kya performance hai.
                                                           jin invester ka target 10 years ke baad complete hona hai ve ess tarah ki scheme me investment kar sakte hain.or yahan par note karne wali baat hai ke Equity Mutual Fund Scheme ke bhi 10 alag -alag Plan hai.

2. Debt Mutual Fund.
Ye scheme Debt Securities me Invest karti hai.Short Term ke financial target complete karne ke liye invester enme investment karte hain.5 years se kam time period me enme investment karna sahi hai.ye plan share se kam risky hote hain.or vahin Bank ke Fix Deposit se bhi jayada Return dete hain.or bahut profitable hote hain.

3. Hybrid Mutual Fund Scheme.
Ye Mutual Fund Scheme Equity or Debt dono me investment karti hai.ess plan ko select karte time Invester ko apne Risk uthane ki capacity ka dhayan rakhna bahut jaruri hai.vo apne budget or money backup ko dhayan me rakhte hue ess scheme ke baare me soche.or fir hi koi step le.Hybrid Mutual Fund Scheme ko 6 category me devide kiya gya hai.

4. Solution Oriented Scheme.
Solution Oriented Mutual Fund Scheme kisi main target or main solution ke motive se bani hoti hai.jinme kuchh main target fix hote hain jaise Retirement Scheme ya fir Children ki Education etc.aisi scheme me aapko kam se kam 5 years ke liye investment karna jaruri hota hai.
MUTUAL FUND KYA HAI OR MUTUAL FUND ME INVESTMENT KAISE KARE.
MUTUAL FUND KYA HAI OR MUTUAL FUND ME INVESTMENT KAISE KARE.

Mutual Fund Ke Charge

Mutual Fund ke kharche ko Expense Ratio me dekha jata hai.Mutual Fund Schemes me hone wale sabhi kharcho ko Expense Ratio kaha jata hai.Expense Ratio me aapko jankari milti hai ke kisi Fund ke Management me per unit kitna kharcha aata hai.basically Expense Ratio kisi scheme ya plan ke weekly Net Asset ke Average ka 1.5-2.5 percent hota hai.

Mutual Fund (SEBI)

Mutual Fund SEBI (Securities And Exchange Board Of India) se Registered hai jo India me Market ko control karta hai.invester ki safety ka dhayan SEBI hi rakhti hai.taaki koi invester ke saath cheating ya kisi bhi tarah ka fraud na kar sake.or esi ke saath koi bhi illegal activity na ho jiski vajah se invester ka market se believe khatam ho jaye,or vo investment karna band kar de.esliye SEBI har pehlu par nazar rakhti hai or confirm karti hai ke kahin koi company invester ke saath cheat ya fraud to nahi kar rahi.

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Mutual Fund Me Kon Invest Kar Sakta Hai

Mutual Fund India me bahut Long Time se present hai fir bhi logon ko eske baare me jayada Knowledge nahi hai.bahut se log to ye tak maante hain ke Mutual Fund sirf Rich Socaity ke logon ke liye hai.ya fir jo log Highly Graduate hain jo jayada padhe likhe hain unke liye hai.lekin aisa bilkul bhi nahi hai.Mutual Fund me koi bhi Investment kar sakta hai.esme invest karne ke liye Rich hona bilkul bhi jaruri nahi hai.esme aap sirf 500 rupay per month dekar investment start kar sakte hain.kyonki Mutual Fund me invest karne ki minimum amount 500 rupay hai.jo koi bhi dekar Mutual Fund me invest kar sakta hai.

Mutual Fund History In India

RBI Reserve Bank Of India or Indian Govt. ke kehne par India me Unit Trust Of India (UTI) ke Establish hone ke saath hi Mutual Fund Business 1963 me start hua tha.eska main Motive Small Invester ko Attract karna or unko investment ke baare me jankari dena tha.or market ke Up-Down Situation ke baare me batana tha.UTI ko Parliament me ek Act ke tahat build kiya gaya tha.or ese Reserve Bank Of India (RBI) ne Establish kiya tha.starting me ye RBI ke under work karta tha.or 1978 me UTI ko RBI se alag kar diya gaya.or eske baad IDBI ko (Regulatory) or (Administrative Control) ki Power mili or UTI eske under work karne lga.
MUTUAL FUND KYA HAI OR MUTUAL FUND ME INVESTMENT KAISE KARE.
MUTUAL FUND KYA HAI OR MUTUAL FUND ME INVESTMENT KAISE KARE.
India me Mutual Fund ke Progress ko alag-alag step me devide kiya ja sakta hai.jaise ke 1st 1964 se 1987 tak jisme UTI ke paas 6700 cr. rupay ka fund Deposit ho chuka tha.or eske baad 2nd 1987 me esme Public Sector Fund ko milaya gaya.ess time me bahut se Banks ko Mutual Fund create karne ka chance mila.State Bank Of India (SBI) ne 1st NONUTI Mutual Fund banaya.or 1993 ke ending me AUM yaani Assets Under Management 6700 crore Rupay se increase hokar 47004 cr. ho gaya.ess time period me invester bahut jayada excited dikh rahe the.
                                                     Or esi ke saath 2003 aate - aate Private Sector Funds ko bhi Permission mil chuki thi.or investers ko bhi Mutual Fund me bahut jayada option mile.or 2003 ke baad ab tak UTI ko 2 hisso me devide kar diya gaya.1st SUUTI or 2nd UTI Mutual Fund jo SEBI MF ke Rules ke anusar work karte the.or uske baad 2009 ki Financial Crisis Aarthik Mandi ka asar Whole World par dikha India me bhi invester ka bahut nuksaan hua jis se logon ka vishvash Mutual Fund se khatam ho gya tha.lekin time ke saath - saath sab sahi ho gya.or 2016 me AUM 15.63 Trillion Rupay ho gya tha.jo ki ab tak ka sabse jyada amount tha.or ab Mutual Fund me investment karne walo ki ginti croron me hai or day by day increase hoti hi ja rahi hai.jo bahut hi achhi ki baat hai.
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