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ATAL PENSION YOJANA

Hi friends ess article me hum janenge Atal Pension Yojana ke baare me.Atal Pension Yojna kya hai.kaise Online Apply kar sakte hain.
ATAL PENSION YOJANA
ATAL PENSION YOJANA
Atal Pension Yojna humare desh ke Ex. PM ke name se chal rahi hai.jo ab humare beech nahi rahe.Late Sh.Atal Bihari Vajpayee Ji.ye sarkari yojana 2015 me start ki gayi thi.ess sarkari pension scheme me ab tak 1 crore se bhi jayada log add ho chuke hain.ye sarkari pension scheme future me aapko ek fix income provide karvati hai.ess yojana se judne ke liye apki age 18 years se 40 years ke beech honi chahiye.agar india ke citizen hain or aapki age 18 se 40 years ke beech hai to aap Atal Pension Yojana ke liye apply kar sakte hain.ess yojana ka main profit ye hai ke aapko bahut kam paisa deposit karna hota hai.jis se aapki others saving scheme par koi effect nahi padta.Atal Pension Yojana me aapko monthly 42 rupay se 210 rupay bank me deposit karvane hote hain.or aapki age 60 years ki hone ke baad aapko lifetime per month 5 thousands rupay milte hain yani ke yearly 60 thousand rupees.
                                                                          Ess Sarkari Pension Scheme ka main profit ye hai ke aap adult hone par just ess yojana me investment start kar sakte hain.agar aapke paas Govt. Job nahi hai ya aapka koi business bhi nahi hai to aap ess yojana me jarur apply karen.taaki aapka future secure ho sake.or aapki age 60 years hone ke baad aapko govt.ki taraf se 5000 thousands per month pension mill sake.or aapko budhape me koi pareshani na ho.esi ke saath agar aap jitni chhoti age kam age me judenge aapko profit bhi utna jayada milega.agar aapki age jayada hai to bhi aapko tension lene ki jarurat nahi hai ess yojana me or bhi bahut plan hain jo jayada age walon ke liye hain.jaise 48 thousands yearly plan.36 thousands yearly plan.24 thousands yearly plan.12 thousands yearly pension plan hain.jinme kam invest karna hota hai.or aap enn me se koi bhi plan select kar investment kar sakte hain.ess sarkari yojana me 20 years tak investment karna jaruri hai.

Atal Pension Yojana Profit

1. Aapke future ke liye jitni bhi Saving Investment hongi utna hi aapke liye achha hoga or aap life aasani se bita payenge.
2. Per month aapke liye 42 rupay se lekar 250 rupay arrange karna bhi mushkil nahi hoga.or aap aaram se Invest kar payenge.
3. Atal Pension Yojana me Investment per month bahut hi kam hai.
4. Ess yojana se aapki others Investment Scheme par bhi koi effect nahi hoga.
5. Mainly ye Sarkari Scheme hai.
6. Ess yojana me aapka Paisa bhi safe rahega.kisi bhi tarah ke Fraud ka koi dar nahi hoga.
7. Aap apni marji se koi bhi Investment Plan choose kar sakte hain apni age ke hisab se.
8. Atal Pension Yojana me 18 se 40 years tak koi bhi India ka Citizen add ho sakta hai.
9. Ess Sarkari Scheme ka complete process bank ke through hota hai.
10. Bank me aapko paisa deposit karvana hai apne saving account me.
11. Installment aapke saving account se apne aap deduct ho jayegi aapko baar-baar bank ke chakker nahi lagane padenge.

42 Se 210 Rupay Investment Plan

Agar aap adult hote hi yaani ke aapki age 18 complete ho gayi hai or aap Atal Pension Yojana ke apply karte hain or Investment start karte hain to aapki Investment ki limit 42 se 210 rupay per month hogi.agar aap 210 rupay per month Investment Plan choose karte hain to aapko 60 years hone par har month 5000 rupay sarkar ki taraf se Lifetime Pension milti rahegi yaani ke 60000 rupay yearly.vahin agar aap 18 years se jayada ki age me ess scheme me add hote hain to age ke hisab se monthly investment bhi jayada hoti jayegi.jaise ki 25 years me 376 rupay. 30 years me 577 rupay.or agar aap 40 years ki age me ess sarkari yojana se judte hain to 1454 rupay monthly investment karna hoga.

18 Years Profitable Plan (Calculation)

Agar aap abhi adult hue hain aapki age 18 year hai or aap Atal Pension Yojana se jud jaate hain to 210 rupay monthly ke hisab se 42 years ke baad total investment 1.05 lakh rupay lagbhag hoga.or uske baad aapki age 60 years hone ke baad aapko 5000 rupay per month Govt.ki taraf se lifetime pension milti rahegi.
                                                 Vahin agar aap 40 years ki age me ess Pension Scheme se judte hain or investment start karte hain to 1454 rupay per month ke hisab se 20 years me lagbhag 3.49 lakh rupay total investment karna hoga.jiske baad Govt. ki taraf se aapko lifetime 5000 rupay per month milta rahega.ess process me equal profit ke liye aapko 2.43 lakh rupay extra invest karna hoga.
ATAL PENSION YOJANA
ATAL PENSION YOJANA

Important Document

1. Atal pension yojana se judne ke liye aapke paas kuchh jaruri chije documents hone jaruri hain.jaise sabse pehle aapke paas Unique Identification Number hona jaruri hai Aadhar Card.
2. Aapke paas saving bank account hona bahut jaruri hai.jisme aapke invest kiye paise ka hisab ho sake.
3. Atal Pension Yojana me investment karne ki minimum time limit 20 years hai.
4. Ess sarkari scheme me alag-alag bracket me 42 rupay monthly investment se lekar 1454 rupay monthly or 248 rupay half yearly se 8581 rupay half yearly deposit kiya ja sakta hai.
5. 60 years ki age hone ke baad Govt. monthly basis par pension dena start karti hai.

Atal Pension Yojana Nominee

Ess sarkari pension yojana me nominee ka bhi bahut dhayan rkha gya hai.jo eske main profit me se ek hai.Govt.ki website PFRDA ke anusar ess sarkari scheme me investment karne wale ki agar by chance death ho jaati hai to uske husband ya wife saving account me fund jaari rakh yojana ka complete profit le sakte hain.or esi ke saath 2nd option hai ke death hone ke baad husband ya wife ek fix 8.5 lakh rupay withdraw kar sakte hain.or agar by chance husband or wife dono ki death ho jaati hai to complete deposit amount other nominee ko milegi.jise aapko apply karte time mention karna hoga.govt.ne har pehlu par pura focus kiya hai.taaki kisi ke saath bhi kisi tarah ka koi fraud na ho.or koi bhi invester loss me na jaye.

Atal Pension Yojana Chart 

Yahan par Atal Pension Yojana ke investment ka kuchh anuman diya hai.jo sifr andaza (anuman) hai.proper or complete information aapko PFRDA ki website par milegi.
Age 60 thousands yearly pension ke liye 48 thousands yearly pension ke liye 36 thousands yearly pension ke liye 24 thousands yearly pension ke liye 12 thousands yearly pension ke liye 18210 rupay/month 168 rupay/month 126 rupay/month 84 rupay/month 42 rupay/month 21269 rupay/month 215 rupay/month 162 rupay/month 108 rupay/month 54 rupay/month 25376 rupay/month 301 rupay/month 226 rupay/month 151 rupay/month 76 rupay/month 30577 rupay/month 462 rupay/month 347 rupay/month 231 rupay/month 116 rupay/month 35902 rupay/month 722 rupay/month 543 rupay/month 362 rupay/month 181 rupay/month 401454 rupay/month 1164 rupay/month 873 rupay/month 582 rupay/month 291 rupay/monthly total cops 850000 rupay 680000 rupay 510000 rupay 340000 rupay 170000 rupay.

Online Apply Atal Pension Yojana

Atal pension yojana me apply karne ke liye aapke paas kuchh chije honi jaruri hai jaise UID Unique Identification Number Aadhar Card or esi ke saath aapke paas savings bank account hona bhi bahut jaruri hai.aap pension scheme ke liye 2 tarah se apply kar sakte hain.Offline or Online.

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Apply Offline Application

Offline Apply karne ke liye aapko sabse pehle apne Bank branch me jana hoga jahan aapka saving account hai.Bank me aapko apni bank paasbook or aadhar card lekar jana hoga.bank me aapka complete process ho jayega.aapke aadhar ko or aapke bank account ko Atal Pension Yojana se link kar diya jayega.or uske baad aap jo bhi Investment Plan select karenge apni age ke hisab se uss plan ke tahat aapko apne account me paise rakhne honge.proper fund maintain karna hoga taaki aapki koi Transaction due na ho.

Online Apply Application

Atal pension yojana me aap khud bhi Application Online Apply kar sakte hain.bus aapke paas Aadhar number or Bank Account hona jaruri hai.online apply karte time aapko ek aadhar card se VID create karni hogi jo aap UIDAI ki website se create kar sakte hain.sabse pehle aapko Pfrda ki website par visit karna hoga jise Pension fund regulatory and development authority kehte hain.ess website par jaane ke baad aapko NPS ka option dikhai dega jis par click karne se drop down menu show hoga uss drop down menu me sabse niche last me aapko atal pension yojana ka option dikhai dega aapko vahan par click karna hai.
ATAL PENSION YOJANA
ATAL PENSION YOJANA
click karne ke baad next page open hoga jisme sabse pehla option Online Apy Account Opening ka option milega aapko vahan par click karna hai.vahin usi option ke niche or bhi bahut se option hain jinme apy yojana ke baare details se bataya hai aap chahe to unhe read kar sakte hain or jankari le sakte hain.
ATAL PENSION YOJANA
ATAL PENSION YOJANA
Online APY Account Opening par click karne ke baad aapki screen par online apy subscriber registration form aa jayega.uss form ko achhe se read kar le.or fir form bharna start kare.ab aapko sabse pehle apna bank select karna hoga bank select karne ke baad aapko apna bank account number dalna hoga.uske baad aapko uske niche option milega Virtual Id ye Vid id aapko Uidai aadhar card ki website se create karni hogi.jo 16 digit ki hoti hai.uske liye aapko sabse niche click here ka option milega aapko vahan click karna hoga 
ATAL PENSION YOJANA
ATAL PENSION YOJANA
ab aap uidai ki website par redirect ho jayenge.uidai aadhar card ki official website hai.ess website par aapko sabse pehle apna aadhar card number dalna hai aadhar number dalne ke baad aapko uske niche security code dalna hoga.
ATAL PENSION YOJANA
ATAL PENSION YOJANA
Security code dalne ke baad aapko send otp par click karna hai jiske baad aapke aadhar se link mobile number par ek otp aayega jise aapko side me enter otp me dalna hai or generate vid par tik karna hai uske baad aapke registered mobile number par 16 digit ka vid virtual id mill jayega.jise aapko online apy subscriber registration form me virtual id me dalna hai.agar app mobile se virtual id create kar rahe hain or aapka aadhar number wrong dikha rha hai yaani ke aapki baar-baar try karne par bhi mobile se virtual id create nahi ho rahi to app tension na le eske liye aapko pc ya laptop ki help leni hogi agar aapke paas pc ya laptop nahi hai to app apne near kisi cyber cafe me jakar virtual id generate kar sakte hain.
                                                               Vid har work jisme aadhar card ki jarurat hai vahan aadhar number ki jagah use kar sakte hain kyonki govt.ne aadhar card ki safety ke liye virtual id ki facility di hai.ab aapko kisi bhi work ke liye aadhar card number dena jaruri nahi hai aap aadhar card ki jagah virtual id de sakte hain jo aapke aadhar card ka work karegi.kyonki aapka aadhar card har chij se link hai jaise aapke bank account se to esliye virtual id create kare or use kare.or esi ke saath jab tak aap aadhar card ki website se 2nd virtual id nahi generate kar lete tab tak aapki pehli virtual id valid rahegi.bus eske liye aadhar se link mobile number hona jaruri hai tabhi aap vid generate kar payenge.

Uske baad aapko uske niche apna mobile number dalna hai jo aapke bank or aadhar card se link ho.mobile number dalne ke baad uske niche aapko apna email id dalna or fir aapko captcha dalna hoga captcha carefully daale or dhayan se plus karke dalna hai or ye sab process achhe se karne ke baad aapko sabse last me or sabse niche generate otp ka option milega aapko vahan par click karna hai.uske baad aapke mobile number par ek message aayega jisme otp one time password hoga.vo password aapko next option me dalna hai or aap pension ke main page me redirect ho jayenge.jahan par aapko apni kuchh personal details dalni hogi.vaise to aapke vid se aapki lagbhag details aadhar card se fetch ho jayegi fir bhi aapko kuchh chije select karni or bharni hongi.
                                                                    Jaise aapko kon sa investment plan lena hai aapka name father name location etc.or esi ke saath aapko kuchh declaration coloum par bhi tik karna hoga ye sab karne ke baad aapko apne nominee ki detail dalni hogi jo bhi aapka nominee hai jaise agar aap married hain to apni wife ka name date of birth etc ya app unmarried hain to apne father mother ya jise aap apna nominee banana chahte hain uski detail dalni hogi or kuchh option par tik karna hoga.ye sab process achhe se complete karne ke baad aapka bank cross check karega or bank ke check karne ke baad aapka form complete ho jayega or aapko pension number mill jayega.agar aapko kahin bhi kisi tarah ki problem aati hai to aap hume comment kar sakte hain hum aapki puri koshish karenge aapki help karne me.ya agar aap chahe to atal pension yojana ke helpline number yaani ke pension ke customer care number par contact kar sakte hain or jankari le sakte hain.
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